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Crimes like blackmailing for recovery from loan apps, threats from goons, defamation on social media have increased. By the end of last week, the number of such crimes had risen to 27. In one such case, a borrower in Malad committed suicide after getting upset.
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That’s why the police have started looking for such loan apps. Out of which 100 loan apps have been searched and the list has been handed over to CERT. CERT is a central body related to cyber security. A senior official said that all these loan apps have been reported to CERT and it has been recommended to block these apps immediately.
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Meanwhile, consumers should also beware of such apps. The police officer said that harassment can be avoided if various greedy apps are not clicked on and information is not exchanged.
Customer permission is required to download such apps. They then gain access to the customer’s phone and obtain their contacts and photos from it. The harassment begins after the debt is repaid. So it is advisable not to download such apps. The police has appealed to the customers to ensure once before submitting the KYC documents to any loan app company.